About Us
At Zurich Funding, we specialize in installment loans designed for real people with real needs. Our Zurich Advance product gives you access to up to $3,000 — fast. With approval in as little as 24 hours and funds delivered the next business day, we're the smarter alternative to big banks and payday lenders. Since 2008, we've been committed to transparent, fair lending with no hidden fees and no prepayment penalty. Based in New York, we serve customers nationwide through a simple, seamless online application. Apply in minutes. Get funded fast. No bank required.
Loan FAQs
What can I use this loan for?
People get loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more.
What documents are required?
- Zurich Funding application
-Three most recent bank statments (PDF)
-Three most recent paystubs/paychecks
- Valid goverment ID
How fast can I get the money?
Once application and required documents are submitted, funds can be transfered by the next buisness day if approved.
Are there any hidden fees?
Zurich Funding does not charge the consumers any fees and there is no fee to submit your information online. You are under no obligation to accept the terms presented to you by the lender.
Can I repay my personal loan early?
Yes, partilly or fully repaying your loan at any time will not have any extra cost or fees.
Do I qualify for this loan?
In order to submit a loan request via Zurich Funding you must be employed or have a regular source of income, be 18 years of age or older, and be a US resident. Please note that filling out our online form does not guarantee approval.
How much can I borrow?
Loan amount vary from $250 - $3,000
Do you perform a credit check?
While Zurich Funding does perform a credit check we do take into account annual salary heavily. No collections or charge off accounts.
Is Zurich Advance a good alternative to payday loans?
Yes. Unlike payday loans that require full repayment on your next paycheck, Zurich Advance offers installment loans with flexible repayment schedules. You borrow what you need — up to $3,000 — and pay it back over time in manageable payments.
Can I get a $500 installment loan with bad credit?
We consider more than just your credit score. Zurich Funding looks at your income and employment history when reviewing your application. Many customers with less-than-perfect credit have been approved for a Zurich Advance installment loan.
Get in touch
Send us a message and we'll get back to you as soon as we can.